DWI Insurance and SR22 Insurance Certificate for Financial Responsibility
SR-22 auto insurance is a certificate of insurance issued when a driver’s
license is suspended. The State of Texas will sometimes allow a driver to obtain a provisional license by submitting an SR-22 form.
If your driver’s license has been suspended for an offense such as a DWI, Reckless Driving, Driving Uninsured or other violations, you may be required by the Texas Department of Pubic Safety (DPS) to provide proof of financial responsibility by filing an SR22 Insurance certificate. Texas SR22 insurance is generally required for two to three years upon reinstatement of the driver’s license following a conviction for Texas DWI. You want to check your particular requirements for SR22 insurance by seeking advice from the Texas DPS.
The DPS requires you to have DWI insurance to operate a vehicle if you have been convicted for Driving While Intoxicated. You can expect your premiums to increase; therefore you will need to shop the Internet for a less expensive car insurance coverage. It is possible for you to receive multiple car insurance quotes by merely submitting your details only once. Your information will be forwarded to the car insurance providers and in return they would go over the information of your DWI then return the best car insurance quotes available.
If you don’t own a vehicle, you qualify for what’s called a ‘non-owners SR22 policy. This is a secondary policy to any other coverage you might have that allows you to file an SR-22 form at a much cheaper rate. Instead of paying thousands of dollars more, you can get a non-owners policy for about $300 or so.
If you fail to provide proof of financial responsibility by filing a SR22 you run the risk of having your driver’s license revoked and the cancellation of your auto insurance. Take caution by changing your driving habits and after a couple years insurance providers will be competing for your business.
Category: DWI
